CUT IN OFFICIAL INTEREST RATE

BREAKING NEWS – CUT IN OFFICIAL INTEREST RATE As was widely predicted, the board members of the Reserve Bank of Australia have today made the decision to cut the official cash rate by 0.25% – the official interest rate is now at a new record low of 0.5%. All eyes are now on the banks […]

Too loyal or time-poor for a better rate? Problem solved

Another month, another rate cut. Finance can be so tedious. That is until you realise it could mean more money in your pocket. But how? For many, matters of personal finance are so dull and/or difficult, they are immediately filed in the too-hard basket. And for their trouble or lack thereof, these people are often […]

Rates on hold, but help on the way for first home buyers

After making several interest rate cuts, the RBA is leaving the official rate on hold this month. The official cash rate sits at the record low of just 1.00%. While this is good news for many looking to buy property, saving for a deposit is still the biggest impediment for most first home buyers. An […]

Why does my broker ask for so much documentation?

No one likes paperwork; however, providing your broker with the right documentation will save you time and money. What information will your broker ask you to provide? When you ask to enlist the services of a broker, they will probably ask you for the following documentation: Identification, including photo ID such as driver licence Income […]

2020 Business Insight Supercharge

You are invited to join Simon Frayne (Internationally published author, award winning speaker, business growth specialist and past professional sportsman) and Pru Cameron, (Director and Founder of Benchmark Business Works) for key insights into how business is changing into and beyond 2020, and what you need to do to seize opportunity. An afternoon of business development learning, networking and success! […]

Why You Should Think Twice Before Using Your Bank’s Budgeting App

If you’ve been watching the news lately you will certainly have noticed that the Australian Banking Royal Commission has revealed a number of ‘less than desirable’ practices that have been used by our banks. What you may not have known though is that over the last couple of years, with the threat of a royal […]

8(ate) Simple Steps to Bust Your Debts

Don’t Procrastin’ate’ – Take Action NOW Stop hoping the problem will fix itself Uncomplic’ate’ Your Affairs Get all the facts down on paper so it’s clear what needs to be fixed – You can’t mend what you can’t measure Create a Clean Sl’ate’ Create a ‘clean slate’ spending plan that ensures you can pay for […]

Why Choose a Broker?

A finance broker can help you find the best loan to suit your unique needs and circumstances. The advantage of working with a finance broker is that they have knowledge of a broad spread of products from multiple lenders. Finance Brokers have a duty of care to provide the best possible advice to clients. Finance […]

Refinancing traps to avoid

Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal. Don’t be fooled by the interest rate Finding a lower interest rate doesn’t […]