Why You Should Think Twice Before Using Your Bank’s Budgeting App

If you’ve been watching the news lately you will certainly have noticed that the Australian Banking Royal Commission has revealed a number of ‘less than desirable’ practices that have been used by our banks. What you may not have known though is that over the last couple of years, with the threat of a royal […]

8(ate) Simple Steps to Bust Your Debts

Don’t Procrastin’ate’ – Take Action NOW Stop hoping the problem will fix itself Uncomplic’ate’ Your Affairs Get all the facts down on paper so it’s clear what needs to be fixed – You can’t mend what you can’t measure Create a Clean Sl’ate’ Create a ‘clean slate’ spending plan that ensures you can pay for […]

Why Choose a Broker?

A finance broker can help you find the best loan to suit your unique needs and circumstances. The advantage of working with a finance broker is that they have knowledge of a broad spread of products from multiple lenders. Finance Brokers have a duty of care to provide the best possible advice to clients. Finance […]

Refinancing traps to avoid

Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal. Don’t be fooled by the interest rate Finding a lower interest rate doesn’t […]

Tiny House

It’s easy to understand why we look for the largest, most prestigious properties we can afford – we are constantly urged to define our success by our possessions: bigger, better, newer, faster, shinier. A relatively recent counter-movement, however, urges lower impact, fewer goods and less consumption, and at its core nestles the tiny house. With […]

Explainer: how RBA rate changes affect your interest rate

With the RBA setting the official cash rate at all-time lows, it’s a good time to work out how this impacts the interest rate on your home loan and whether you are getting a good deal or not. When the interest rate on your home loan fluctuates, it can feel as though you don’t have […]

Top ways to cut your expenses and increase your savings

Top ways to cut your expenses and increase your savings Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an […]

Explainer: comparison rates

Explainer: comparison rates Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as possible, we have comparison rates.  You’re looking for the best mortgage deal and you see an ad. It shouts ‘3.8% INTEREST!’ and, underneath that seemingly too-good-to-be-true rate, ‘7.9% comparison rate’. […]

Pay ID

Are you fed up with sending money to someone and it take a couple of day for the money to arrive? Don’t you think in today’s world it should be able to happen in minutes rather then hours or even days? Well now it can. As long as your bank has released it to you. […]