Rates on hold, but help on the way for first home buyers

After making several interest rate cuts, the RBA is leaving the official rate on hold this month. The official cash rate sits at the record low of just 1.00%. While this is good news for many looking to buy property, saving for a deposit is still the biggest impediment for most first home buyers. An […]

Why does my broker ask for so much documentation?

No one likes paperwork; however, providing your broker with the right documentation will save you time and money. What information will your broker ask you to provide? When you ask to enlist the services of a broker, they will probably ask you for the following documentation: Identification, including photo ID such as driver licence Income […]

2020 Business Insight Supercharge

You are invited to join Simon Frayne (Internationally published author, award winning speaker, business growth specialist and past professional sportsman) and Pru Cameron, (Director and Founder of Benchmark Business Works) for key insights into how business is changing into and beyond 2020, and what you need to do to seize opportunity. An afternoon of business development learning, networking and success! […]

Why You Should Think Twice Before Using Your Bank’s Budgeting App

If you’ve been watching the news lately you will certainly have noticed that the Australian Banking Royal Commission has revealed a number of ‘less than desirable’ practices that have been used by our banks. What you may not have known though is that over the last couple of years, with the threat of a royal […]

8(ate) Simple Steps to Bust Your Debts

Don’t Procrastin’ate’ – Take Action NOW Stop hoping the problem will fix itself Uncomplic’ate’ Your Affairs Get all the facts down on paper so it’s clear what needs to be fixed – You can’t mend what you can’t measure Create a Clean Sl’ate’ Create a ‘clean slate’ spending plan that ensures you can pay for […]

Why Choose a Broker?

A finance broker can help you find the best loan to suit your unique needs and circumstances. The advantage of working with a finance broker is that they have knowledge of a broad spread of products from multiple lenders. Finance Brokers have a duty of care to provide the best possible advice to clients. Finance […]

Refinancing traps to avoid

Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal. Don’t be fooled by the interest rate Finding a lower interest rate doesn’t […]

Tiny House

It’s easy to understand why we look for the largest, most prestigious properties we can afford – we are constantly urged to define our success by our possessions: bigger, better, newer, faster, shinier. A relatively recent counter-movement, however, urges lower impact, fewer goods and less consumption, and at its core nestles the tiny house. With […]

Explainer: how RBA rate changes affect your interest rate

With the RBA setting the official cash rate at all-time lows, it’s a good time to work out how this impacts the interest rate on your home loan and whether you are getting a good deal or not. When the interest rate on your home loan fluctuates, it can feel as though you don’t have […]